About

Guiding you at every stage of your lending journey

Buying a home whether it’s your first or your next is a big decision, and it’s about more than just getting approved for a loan.

At Nest & Vest Finance, we guide buyers through every step of the purchase journey, helping you make confident, well-structured decisions that support both your lifestyle and long-term goals.

For first-home buyers, we’ll help you understand your options from the outset - including eligibility for state first-home buyer grants and concessions, choosing the right loan product and structure, and navigating the process from application through to settlement without the overwhelm.

For buyers moving into their next home, we’ll look at how to make the transition work financially and practically. This may include using equity in your current property, exploring bridging loan options if you’re buying before selling, and structuring your lending to suit your cash flow, timing and future plans.

And our support doesn’t stop at settlement. We check in after the keys are handed over to make sure you’re comfortable with your loan setup and repayments. Consider us your mortgage broker bestie, in your corner for the long term.

Because buying a home should feel exciting, not stressful - and the right structure makes all the difference.

At Nest & Vest Finance, we help property investors make strategic lending decisions that support portfolio growth and long-term outcomes. Whether you’re purchasing your first investment property, expanding an existing portfolio, or considering lifestyle-led and short-term rental opportunities, we guide you through lender policy, structure and borrowing strategy with clarity.

From loan selection and structuring to planning for future purchases, we help ensure your lending supports where you’re heading - not just the next transaction.

Mortgage markets change, lenders products change, and life changes too, which is why it’s smart to review your home loan regularly. Refinancing isn’t just about chasing a lower rate (although this could save you thousands!); it’s about making your loan work for your goals. Whether that's reducing interest costs, improving cash flow or accessing equity to fund renovations or another investment, Nest & Vest Finance can talk you through what options are right for you to help you achieve those goals.

Building your own home can be exciting, however construction loans work differently to established home loans so it’s important that you have someone in your corner! At Nest & Vest Finance, we will ensure you find the right product to suit your build and support you through the various stages of construction to ensure your finance needs are met.

Looking to buy a new car, motorbike, or even a boat? Asset finance makes it easier to get behind the wheel (or the handlebars!) without draining your savings. Nest & Vest will help you find the right loan structure to suit your lifestyle and budget, so you can enjoy your new purchase with confidence.

At Nest & Vest, we work with trusted specialists and lending partners to help you explore the right options. We’ll clarify your goals, help you prepare the essentials and coordinate the process so you stay focused on running the business while the experts handle the heavy lifting.

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Mission

Helping clients navigate the lending journey with clarity and confidence to secure their nest today and vest for the future.

Vision

To be recognised as a trusted and values- driven mortgage brokerage that makes finance simple, accessible, and empowering for all.

Values

Mission

Helping clients navigate the lending journey with clarity and confidence to secure their nest today and vest for the future.

Vision

To be recognised as a trusted and values- driven mortgage brokerage that makes finance simple, accessible, and empowering for all.

Mission

Financing Solutions Designed Around You

At Nest & Vest Finance, we believe buying a home is far more than a financial transaction—it’s the foundation of your future. Whether you’re purchasing your very first property, upgrading to accommodate a growing family, or investing to build long-term wealth, our mission is to make every step of your homeownership journey smooth, transparent, and rewarding.
We genuinely care about what matters most to you. From your initial consultation through pre-approval, all the way to settlement and beyond, we are committed to understanding your unique needs and ambitions. We take the time to listen, to learn about your lifestyle and long-term objectives, and then tailor a financing strategy that aligns perfectly with your plans.
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Meet Nicole Riksman

Director & Mortgage Broker – Nest & Vest Finance
More clarity. Better choices. Nicole’s purpose is to make the lending journey feel simple and empowering to help clients build the life they want.

As a fully accredited mortgage broker, holding a Certificate IV in Finance and Mortgage Broking and membership with the FBAA, Nicole brings both professional rigour and genuine care. Backed by an MBA and years of top-tier consulting experience as a change practitioner, she knows how to simplify complexity and help clients navigate decisions with confidence.

A long-time property investor and traveller to more than 95 countries, Nicole blends expertise with lived experience, helping clients leverage finance to create the lifestyle they truly want.

Meet Nicole Riksman

Director & Mortgage Broker – Nest & Vest Finance
More clarity. Better choices. Nicole’s purpose is to make the lending journey feel simple and empowering to help clients build the life they want.

As a fully accredited mortgage broker, holding a Certificate IV in Finance and Mortgage Broking and membership with the FBAA, Nicole brings both professional rigour and genuine care. Backed by an MBA and years of top-tier consulting experience as a change practitioner, she knows how to simplify complexity and help clients navigate decisions with confidence.

A long-time property investor and traveller to more than 95 countries, Nicole blends expertise with lived experience, helping clients leverage finance to create the lifestyle they truly want.