FAQ

Nest & Vest can help arrange a wide range of home loans, including owner occupier loans, investment loans, construction loans, as well as refinance options, each tailored to your goals and circumstances. With over 40 lenders to choose from, there is sure to be the right product to suit your needs.

Residential lending is our focus, but we can also assist with business and commercial lending through our accredited lender partners.

We can support investors by ensuring you have the right team around you to achieve your investment goals and helping structure lending strategically across multiple properties so you can grow with confidence.

Absolutely. We can guide you through the pre-approval process so you know your borrowing capacity and can make offers with confidence.

Often yes - refinancing can potentially lower your interest rate, reduce repayments, or allow you to free up equity for renovations or new investments.

We start with an initial conversation and financial questionnaire where we learn more about your goals, review your financial situation, and outline a plan and suitable loan options to support your property journey.

To begin, we will typically require your photo identity, two recent pay slips or financial statements to assess income if you are self-employed as well as details of current debts or assets.

With complete paperwork, pre-approval can be obtained in as little as 24–48 hours depending on the lender.

Yes, we coordinate with your real estate agent and settlement agent as well as the lender to keep the process seamless and ensure things stay on track.

We have access to specialist lenders who consider alternative credit histories and unique situations.

We are independent mortgage brokers with access to over 40 lenders, giving you more choice and competitive rates.

Yes, all brokers are accredited with the FBAA and operate as Australian Credit Representatives under Australian Credit Licence number 389087.

Lenders pay us a commission after settlement, which means our service is at no cost to you.

We can assist clients across Australia and can organise to meet virtually and communicate easily over phone, email and secure online document portals to ensure your information remains safe at all times.

We focus on lending but can refer you to trusted financial planners or accountants for broader financial planning.